The basic concept for this project emerged from a series of observations covering the themes of managing on irregular and unpredictable incomes, informal economies at the BoP as well as the popularity of the “prepaid” model which enable micro purchases on demand.

These weak signals of change were seen globally and here are all the previous posts written since May 2008 from the Perspective 2.0 blog collected together:

Banking on airtime, transaction models, informal economies
How does a bank account help the unemployed?
Fish and the price of an iPhone
Business models for emerging customer markets
Value transactions in Africa: documenting grassroots practices and innovations

 

The increasing global influence of pay as you go OR do you need a ‘top up’?
Early signals of a ‘pay as you go’ economy?
Singapore launches prepaid electricity meters
Prepaid electricity increasingly popular around the world
A “Pay as you go” consumer culture?

 

Benefits of prepaying – thoughts from Malawi
Value is contextual

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