Tag Archives: household financial management

Rural Household Financial Management on Irregular Incomes

By Niti Bhan | Published: October 18, 2018

While all farms are not alike, and scale and variety and geography differs, the pattern of household financial management holds its fundamental logic across continents. As we saw previously, an experienced farmer tends to fall somewhere in between a salaried employee and an odd job labourer in their ability to predict with any reasonable degree […]

Posted in Africa, Analysis, ASEAN, Biashara Economics, Business Models, Cashless transactions, Cattle, Economy, Ecosystem, Emerging Markets, Frameworks, Indigenous & Traditional, Informal & Flexible, Livestock, Mama Biashara, Perspective, Philipines, Prepaid Economy & Informal Sector, Research, Rural Economy, Savings, Strategy, Sub Saharan Africa, User research | Also tagged biashara, biashara economics, biashara economy, frameworks, household finance, informal economy, prepaid economy, research | Leave a comment

Part 2: The Observations made during original research on rural economic behaviour

By Niti Bhan | Published: October 30, 2013

One can roughly consider the relative income (or wealth) across three regions where observations were conducted on a continuum where the Indian village was the ‘wealthiest’ while the Malawians were living closest to the edge. However, on synthesizing the combined data collected across geographies, patterns of financial behaviour emerged that showed similarities of intention and […]

Posted in Africa, Alternative currency, Assumption filter, Banking, Base of the Pyramid, Business Models, Cashless transactions, Consumer Behaviour, Culture, Economy, Indigenous & Traditional, Informal & Flexible, Livestock, Projects and Reports, Research, Rural Economy, User research | Also tagged bop, exploratory user research, india, livestock, malawi, patterns, philippines, prepaid economy, rural economy, seasonality | 1 Response

Published! Pathways Out of Poverty by iBoPAsia Project

By Niti Bhan | Published: September 1, 2012

Innovating with the BoP in Southeast Asia. The iBoP Asia Project has published the complete set of small grants funding innovation projects for those at the Bottom of the Pyramid in the ASEAN region. One of the first projects to win the Small Grants competition in 2008 was The Prepaid Economy Project: Understanding BoP household […]

Posted in Airtime, Alternative currency, Analysis, ASEAN, Assumption filter, Banking, Base of the Pyramid, Book Reviews, Cashless transactions, Consumer Behaviour, Culture, Expenses, Flexibility, Frugality, Income, India, Indigenous & Traditional, Informal & Flexible, Literature review, Loans, Perspective, Philipines, Prepaid Economy & Informal Sector, Process, Projects and Reports, Research, Rural Economy, Savings, UCSD, User research | Also tagged bop finance, cash transactions, flexible, informal markets, local, prepaid business model, Prepaid Economy Project, primary research, project report, social | Leave a comment