Tag Archives: economy

It’s way past the time to consider the Informal Economy as a distinct commercial environment

Regardless of continent, it is now high time we accepted the informal economy (unformal or unrecognised or unorganized sectors) as a commercial operating environment in its own right. The continued oversight is rapidly coalescing into a gaping void of hiccups and failures, by large companies, non profit institutions, and startups, alike. This issue goes far […]

Posted in African Consumer Market, Assumption filter, Base of the Pyramid, Biashara Economics, Economy, Ecosystem, Emerging Markets, Frameworks, global, Indigenous & Traditional, Informal & Flexible, Innovation Planning, Mama Biashara, Marchés africains, Mobile platform, Perspective, Prepaid Economy & Informal Sector, Retail in Africa, Strategy, Sub Saharan Africa, UCSD, User research | Also tagged , , , , , , , , , , , | Leave a comment

New Delhi Notes 2015

I was in New Delhi for just over a week at the beginning of June, visiting after a period of 3 years, and so many things caught my attention that I thought I’d do a round up of my observations, just like I did 10 years ago. Systems implemented and working. The impact may not […]

Posted in Consumer Behaviour, Culture, Economy, Emerging Markets, India, Perspective, South Asia, urban | Also tagged , , , , , , | Leave a comment

Sharing insights on the ROI of cow ownership with The Economist et al

Dung cakes provide free fuel for the rural housewife (photo credit: Goverdhan Meena) While the internal rate of return (IRR) of a cow may certainly be in the high negative numbers, per the recent Economist note on research, there are other elements of the cost/benefit analysis that also need to be taken into account when […]

Posted in Africa, Alternative currency, Assumption filter, Banking, Base of the Pyramid, Business, Cattle, Consumer Behaviour, Ecosystem, India, Indigenous & Traditional, Informal & Flexible, Livestock, Prepaid Economy & Informal Sector, Research, rural, Rural Economy, Savings, Systems, User research, Value | Also tagged , , , , , | Leave a comment

Rise of tricycle pushcarts in Mexico

ClubOrlov has a guest post from a small Mayan fishing village in Mexico by a writer only known as Albert, who observes this informal economic activity and its players closely: What struck me is that I cannot recall a time in the past decade that I have been observing these vendors when there were more […]

Posted in Base of the Pyramid, Business Models, Consumer Behaviour, Culture, global, Income, Indigenous & Traditional, Informal & Flexible, Research, rural, User research | Also tagged , , , , , | Leave a comment

Our two shillings worth on the Kenyan ICT revolution

The World Bank’s Wolfgang Fengler has recently written a blogpost titled “Learning from the Kenyan revolution” referencing the penetration and use of not only ICT devices but also mobile money services. He makes optimistic predictions for the futures, viz., What are the lessons of Kenya’s ICT revolution for the broader economy of Kenya and for […]

Posted in Analysis, Business, Design, Ecosystem, Emerging Markets, Innovation Planning, Kenya, Mobile platform, Platforms, Research, Strategy, Technology | Also tagged , , , , , , , , , | Leave a comment

Kenya’s Kadogo Economy

Charcoal seller Margaret Nyambura, a widowed mother of four, used Sh100 we had given her to shop for food and household goods that would last her family three days. Her priority was cooking oil and maize flour, which cost her Sh20 and Sh10 respectively. Each was measured in portions to fit her money. She bought […]

Posted in Africa, Airtime, Base of the Pyramid, Business Models, Consumer Behaviour, Economy, Informal & Flexible, Kenya, Mobile platform, Research, Sub Saharan Africa, urban, User research | Also tagged , , , , , , , , , | Leave a comment

Coping Strategies as Food Prices Soar

Surging food prices are being widely reported in India this month. I’ve been asking female informants and neighbours at Dharavi how they are managing the pressure on household expenses.

Posted in Economy, Expenses, India, Research | Also tagged , , , | 3 Responses