Tag Archives: business model

The Informal Economy Symposium, Barcelona on October 12th 2012

Our aim with this symposium is to explore the global scope, innovations and potential futures of the informal economy. Opening Keynote will be John Keith Hart, who coined the term “informal economy” and the day long symposium on the 12th of October will be closed by John Thackara.  There will be three panel discussions, as […]

Posted in Africa, Airtime, Alternative currency, Assumption filter, Banking, Base of the Pyramid, Business Models, Cashless transactions, Culture, Economy, global, Indigenous & Traditional, Informal & Flexible, Mobile platform, Research, Strategy, User research, Value | Also tagged , , , , , , , , , , , , , , | Leave a comment

“Kadogo” kerosene vs “Lumpsum” LPG: Trade-offs and cost/benefit analysis

Following a fascinating conversation with @bankelele and @majiwater on Twitter regarding the cost of kerosene, pay as you go models and relative benefits of each, I’ve been inspired to write this post exploring the topic further. Before I proceed, I’d like to take a moment to clarify what the “Prepaid” in the title of this […]

Posted in Africa, Assumption filter, Base of the Pyramid, Business Models, Consumer Behaviour, Expenses, Informal & Flexible, Kenya, Research, Strategy, User research, Value | Also tagged , , , , , , | Leave a comment

Lessons from working with Social Enterprises

Aisle Manager at Nakumatt By the end of my most recent project, I was convinced that the label “Bottom of the Pyramid” (or Base of the Pyramid) also known as “the BoP” was one of the biggest barriers for organizations seeking to serve these emerging consumer markets in the informal economies of the developing world. […]

Posted in African Consumer Market, Assumption filter, Base of the Pyramid, Business Models, Collection, Consumer Behaviour, Ecosystem, Innovation Planning, Perspective, Prepaid Economy & Informal Sector, Strategy, UCSD, User research | Also tagged , , , | Leave a comment

Some concerns about ‘pay as you go’ lighting solutions in rural markets

Having just got back yesterday after immersion in an arid part of rural Kenya, it struck me after coming across yet another solar lighting solution with a pay as you go or prepaid business model that this may become a barrier for many subsistence farmers, most of whom are off the grid and so, are […]

Posted in Africa, Airtime, Alternative currency, Assumption filter, Base of the Pyramid, Business Models, Cashless transactions, Consumer Behaviour, India, Informal & Flexible, Kenya, Mobile platform, Research, rural, Sub Saharan Africa, User research, Value | Also tagged , , , , , | Leave a comment

The multifunctionality of livestock in rural Kenya

This is an interesting research paper from Purdue’s Agricultural Economics department published in 2008. Titled Traits Affecting Household Livestock Marketing Decisions in Rural Kenya (pdf), it’s abstract informs us that: While many contemporary development programs with regard to Sub-Saharan Africa’s pastoralists promote improved livestock marketing as a way out of poverty, they also fail to […]

Posted in Africa, Assumption filter, Cashless transactions, Cattle, Consumer Behaviour, Culture, Economy, Income, Indigenous & Traditional, Informal & Flexible, Kenya, Livestock, Research, rural, Rural Economy, Savings, User research, Value | Also tagged , , , , , , , | Leave a comment

Impact of mainstreaming and commodification of cyber cafe services

Around 2007, the urban cyber cafe industry began to display signs of maturing as the market saturated and the services specific to internet access underwent a process of commodification.  As it came to be perceived as no different a business than setting up a corner kiosk or hot dog stand, there was a shift in […]

Posted in Analysis, Business, Cyber cafe series, Ecosystem, Emerging Markets, Kenya, Platforms, Projects and Reports, Technology, urban, User research | Also tagged , , , , , , , , , , | Leave a comment

Opportunity spaces vs ideas – business development for the BoP markets

Ideas or concepts are not the same as opportunity spaces or gaps in a particular market. Exploratory user research can identify opportunities for innovation, that is, either unmet needs or gaps in the existing ecosystem which could be filled by a product or service with the intent to create and provide value. On the other […]

Posted in Analysis, Base of the Pyramid, Business, Emerging Markets, Research | Also tagged , , , , , , , , , , , , | Leave a comment

Assessing social impact vs financial sustainability for BoP business models

Posted in Analysis, Base of the Pyramid, Business, Ecosystem, Emerging Markets, Frugality, Marketing, Prepaid Economy & Informal Sector, Strategy | Also tagged , , , , , , , , , | Leave a comment

Analysis of mobile platform business models for lower income customers by Monitor Group

The Monitor Group has released a report analyzing business models across Sub Saharan Africa meant for the BoP (Base or Bottom of the Pyramid, that is the survival markets living on $2 or less a day shown above).   For comparison,  the percentage of population who fall under the category of emerging middle class market (defined […]

Posted in Analysis, Business, Design, Emerging Markets, Innovation Planning, Kenya, Marketing, Mobile platform, Prepaid Economy & Informal Sector, Research | Also tagged , , , , | Leave a comment

Kenya’s Kadogo Economy

Charcoal seller Margaret Nyambura, a widowed mother of four, used Sh100 we had given her to shop for food and household goods that would last her family three days. Her priority was cooking oil and maize flour, which cost her Sh20 and Sh10 respectively. Each was measured in portions to fit her money. She bought […]

Posted in Africa, Airtime, Base of the Pyramid, Business Models, Consumer Behaviour, Economy, Informal & Flexible, Kenya, Mobile platform, Research, Sub Saharan Africa, urban, User research | Also tagged , , , , , , , , , | Leave a comment

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