Tag Archives: telco

Lessons for Formal Finance from Informal financial services

  On one of my many field explorations on rural financial services,  I found out, that for one mama biashara, as soon as payment checks in, she withdraws all her funds from her local coffee SACCO account, and spreads it out via micro-deposits across her more than 5 local informal savings groups (from right to […]

Posted in Assumption filter, Cashless transactions, Informal & Flexible, Kenya, Mama Biashara, Mobile platform, Perspective, rural, Rural Economy, Savings | Also tagged , , , , , , , , , , , | 1 Response

Connecting the Continent: Mobile Money across Africa

With much less fanfare than banking and accounts, a quieter revolution has been taking place on the electronic pathways connecting people in African regions. Historically competitive telcos are shaking hands and joining forces on mobile money. Interoperability has long been a dream and it is only now that we see things starting to take shape. […]

Posted in Africa, Airtime, Cashless transactions, Ecosystem, Mobile platform, Prepaid Economy & Informal Sector, Research, Technology, Value | Also tagged , , , , , | 1 Response

The Telco and the BoP (January 2009)

NextBillion.net’s Rob Katz recently posted an Indian news snippet based on research that led the writer to argue that telco’s should focus on their most profitable customers, those at the top of the pyramid. The BoP (Bottom of the Pyramid), as the numbers demonstrate, are simply not worth it. Following some commentary, Rob added his […]

Posted in Analysis, Base of the Pyramid, Business, Ecosystem, Emerging Markets, Frugality, Marketing, Mobile platform, Platforms, Prepaid Economy & Informal Sector, Strategy | Also tagged , , , , , , , | 1 Response