Tag Archives: service innovation

3 Myths of Financial Inclusion

This article has been co-authored with Michael Kimani @pesa_africa Banking the unbanked is very popular right now, as financial inclusion is seen as a key milestone on the path to development. In parallel, a plethora of “cashless” or “cash lite” solutions have begun permeating the cash intensive informal economy. These can be broadly described as […]

Posted in Alternative currency, Analysis, Assumption filter, Banking, Base of the Pyramid, Consumer Behaviour, Culture, Economy, Ecosystem, Indigenous & Traditional, Informal & Flexible, Mama Biashara, Mobile platform, Prepaid Economy & Informal Sector, Research, Rural Economy, Savings, Strategy, Systems, User research | Also tagged , , , , | Leave a comment

How e-commerce leadership is driving innovative business in Nigeria

While it’s still under construction, there’s an unusual mall coming up in Nigeria. Reports say its aim is to combine the virtual and real shopping experience – retail outlets and shopping alongside with a bonded warehouse and ecommerce facilities. Nigeria’s retail opportunity has been garnering international attention; its economy surpassed South Africa’s last year to […]

Posted in African Consumer Market, Business Models, Consumer Behaviour, Ecosystem, Marketing, Mobile platform, Nigeria, Perspective, Strategy | Also tagged , , , | Leave a comment

M-PESA and the service innovation framework (review)

A former student of mine just mailed me this article “Extracting Key Lessons in Service Innovation” (pdf) by S.Wooder and S. Baker, recently published in the Journal of Product Innovation Management, January 2012 edition. Here is the abstract of the article: This paper describes how Sagentia—working with Vodafone, Safaricom, and other organizations—played a significant role […]

Posted in Africa, African Consumer Market, Airtime, Alternative currency, Assumption filter, Banking, Base of the Pyramid, Cashless transactions, Consumer Behaviour, Design, Ecosystem, Flexibility, Frameworks, Informal & Flexible, Innovation Planning, Kenya, Literature review, Marketing, Mobile platform, Perspective, Prepaid Economy & Informal Sector, Strategy, Systems, Technology, Value | Also tagged , , | Leave a comment

M-PESA and the service innovation framework (extract)

A former student of mine just mailed me this article “Extracting Key Lessons in Service Innovation” (pdf) by S.Wooder and S. Baker, recently published in the Journal of Product Innovation Management, January 2012 edition. Here is the abstract of the article: This paper describes how Sagentia—working with Vodafone, Safaricom, and other organizations—played a significant role […]

Posted in Analysis, Business, Design, Ecosystem, Emerging Markets, Innovation Planning, Kenya, Mobile platform, Platforms, Prepaid Economy & Informal Sector, Process, UCSD, User research | Also tagged , , , , , , , , , | 2 Responses