Tag Archives: mobile phones

Mobile Money and the Informal Economy: A Paradigm Change

One of the most powerful pieces of data analysis I have come across recently has been the Banque de France’s working paper on the role of financial innovation in the informal economy. In my opinion, the importance of their conclusions are no less than the famous “price of fish” paper of a decade ago – […]

Posted in Africa, Airtime, Alternative currency, Analysis, Assumption filter, Banking, Base of the Pyramid, Biashara Economics, Cashless transactions, Economy, Emerging Markets, Flexibility, Income, India, Informal & Flexible, Kenya, Literature review, Loans, Mobile platform, Prepaid Economy & Informal Sector, Research, Savings, South Asia, Sub Saharan Africa, Technology | Also tagged , , , , , , , | Leave a comment

Book Review: Operation Elop, the final years of Nokia by Merina Salminen and Pekka Nykänen

Operation Elop, uploaded by Harri Kiljander has just been made available in English and I’m already on Chapter 8. I saw the editor’s tweet 23 minutes after he said “It’s done and available on Medium under a Creative Commons license” and I haven’t stopped diving in and out since. It starts with a memorable day […]

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2017 is the Year Mobile Service Operators Became Banks

South African business headlines read MTN takes on Vodacom for title of Africa’s biggest digital bank and usher in a whole new era for banking and finance on the mobile platform. Having watched this space impatiently for more than a decade, seeing this was a landmark worth noting. The number of mobile-money customers in the […]

Posted in Africa, Airtime, Alternative currency, ASEAN, Banking, Base of the Pyramid, Biashara Economics, Business Models, Cashless transactions, Collection, Design, East African Community, Economy, Ecosystem, Emerging Markets, Innovation Planning, Kenya, Marchés africains, Mobile platform, Perspective, Prepaid Economy & Informal Sector, Research, Rural Economy, Strategy, Sub Saharan Africa, Technology | Also tagged , , , , , , | Leave a comment

The end of an era: Where next for the big smartphone brands of today?

Africa’s marathon to catch up with the rest of the world in terms of connectivity and access is now a sprint to the finish line. Ericsson’s latest report shows penetration rates on the continent have overtaken India. The market we began our careers in has now, not only matured, but is expected to cross 100% […]

Posted in Assumption filter, Business Models, Consumer Behaviour, Design, Innovation Planning, Mobile platform, Perspective, Prepaid Economy & Informal Sector, Strategy, Technology, Value | Also tagged , , , , | Leave a comment

Tsunami of change – design, brands, marketing and the mobile phone

In the 10 short months since I wrote on the market forces influencing the global mobile phone market, and the implications of the democratization of innovation whose early, weak signals I could already foresee, matters have come to a head. I had written: The locus of innovation in handset design, product planning and market strategy […]

Posted in Analysis, Consumer Behaviour, Design, global, Innovation Planning, Marketing, Mobile platform, Perspective, Platforms, Strategy, Systems, Technology, Value | Also tagged , , , , , , | Leave a comment

Introducing The Global Prepaid Economy

This week, that venerable newspaper The Financial Times, published an original piece of writing on the World Economic Forum’s Agenda blog. Its not a reprint from their own publication. It proposes the end of “Emerging Markets” (EM) as we know them: Now, commentators say, it is the world’s mental map that is in dire need […]

Posted in Business Models, Consumer Behaviour, Economy, Emerging Markets, Flexibility, Frugality, global, Informal & Flexible, Innovation Planning, Marketing, Mobile platform, Perspective, Platforms, Prepaid Economy & Informal Sector, Research, Strategy, User research | Also tagged , , , , , , , | Leave a comment

How I Use My Phone – Extracting consumer insights from purchasing patterns

The Mobile Experience Center of the Co-Creation Hub in Lagos, Nigeria conducted a survey series – How I Use My Phone – where they looked at phone use among university students, white collar professionals, blue collar workers and market traders*.  I’ve screen-capped the section on airtime purchase patterns from each infographic to analyze a little […]

Posted in African Consumer Market, Airtime, Analysis, Assumption filter, Consumer Behaviour, Emerging Markets, Income, Innovation Planning, Mama Biashara, Marketing, Mobile platform, Nigeria, Perspective, Prepaid Economy & Informal Sector, urban | Also tagged , , , , , , , | Leave a comment

Impact of mainstreaming and commodification of cyber cafe services

Around 2007, the urban cyber cafe industry began to display signs of maturing as the market saturated and the services specific to internet access underwent a process of commodification.  As it came to be perceived as no different a business than setting up a corner kiosk or hot dog stand, there was a shift in […]

Posted in Africa, Base of the Pyramid, Business Models, Cyber cafe series, Informal & Flexible, Kenya, Mobile platform, Perspective, Projects and Reports, Research, Sub Saharan Africa, User research | Also tagged , , , , , , | Leave a comment

The role of the cyber cafe: Assisted entry ramp onto the information superhighway to use a cliche

Monica’s cyber in the small town of Maai Mahiu, a market for a primarily rural area, is now the only such facility available. There was another cyber on the other side of the main highway, she said, but it closed within its first year of operation.  Internet access in this locale is available only through […]

Posted in Africa, Base of the Pyramid, Business Models, Cyber cafe series, Kenya, Mobile platform, Perspective, Prepaid Economy & Informal Sector, Projects and Reports, Research, Sub Saharan Africa, User research | Also tagged , , , , , , | Leave a comment

The pros and cons of Kenya’s role as technology pioneer and East African frontier market

Rural Kenyan schoolhouse, somewhere near Kisii, March 2012 Only two years have passed since the publication of the Emerging Africa series of articles for Dirk Knemeyer’s GoInvo blog starting in February 2011. Since then I’ve had a much closer look at Kenya’s current state of the art when it comes to internet diffusion, renewable energy […]

Posted in African Consumer Market, Analysis, Assumption filter, Business, Consumer Behaviour, Ecosystem, Emerging Markets, Innovation Planning, Kenya, Mobile platform, Perspective, Prepaid Economy & Informal Sector, Strategy, Systems, Technology | Also tagged , , , | Leave a comment