Tag Archives: community

Context Sensitive Law: What happens when African societal norms meet modern commercial practice?

In short, social forces shape contracts: the stronger the sense of community, the more effective these sanctions are likely to be. The result: A privately ordered system of business behaviour, which exists without reference to the governing law of the state. The underlying adhesive: community. In the absence of conventional forms of collateral, my contract […]

Posted in Africa, Biashara Economics, Business Models, Consumer Behaviour, Culture, Indigenous & Traditional, Informal & Flexible, Marchés africains, Prepaid Economy & Informal Sector, Research, South Africa | Also tagged , , , | Leave a comment

Africa’s rise might strangle the informal trading sector in the “middle income trap”

Ruth, who was briefly introduced in a photo caption is currently facing this middle income trap. She can’t gather enough together to scale and the banks want to skim 18% of the profits of the top, usury, thy name is inclusion. Mrs Felice is facing this dilemma as her container from China will now make […]

Posted in African Consumer Market, Analysis, Business Models, Consumer Behaviour, Design, Emerging Markets, Frameworks, Mama Biashara, Marketing, Prepaid Economy & Informal Sector, Research, Retail in Africa | Also tagged , , , , , , | Leave a comment