Tag Archives: alternate currency

Can digital currency earn trust in hyper-local rural economies?

One characteristic of rural and informal type micro-economies, is irregular patterns in cash flows and money supply. Mama biashara for instance, finds it hard to replenish stock if business is generally slow within her domain. Even if she could, there is still Mr. boda boda who has to be paid. When he doesn’t get paid, […]

Posted in Africa, Alternative currency, Banking, Base of the Pyramid, Cashless transactions, Culture, Ecosystem, Kenya, Mama Biashara, Mobile platform, Perspective, Prepaid Economy & Informal Sector, rural, Sub Saharan Africa | Also tagged , , , , | Leave a comment

Spain’s woes show behaviours reverting to patterns from pre-formal economies

This recent WSJ article on the emergence of coping mechanisms among the economically challenged in Spain caught my attention today for a couple of reasons. What struck me first was the fact that time (labour) was becoming a viable alternate to money (cash) and this made me come to this blog to look up the […]

Posted in Alternative currency, Assumption filter, Banking, Business Models, Cashless transactions, Culture, Design, Economy, global, Informal & Flexible, Research, urban, User research, Value | Also tagged , , , , | Leave a comment

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