Category Archives: Indigenous & Traditional

Women’s Entrepreneurship Driving Emerging Future in Africa

We’ve been silent of late on this blog due to work deadlines and end of the year paperwork, however this will change. I’ve promised to write one blog post every day – even if its a few lines – for the next 30 days. I realized it was habit and discipline that was missing, not […]

Also posted in Africa, African Consumer Market, Afrique francophone, Business, Compétitivité, Consommateurs, Consumer Behaviour, Design, Emerging Markets, Fashionomics, Informal & Flexible, Innovation Planning, Mama Biashara, Marchés africains, Mobile platform, Perspective, Platforms, Prepaid Economy & Informal Sector, Produits de grande consommation (FMCG), Retail in Africa, Sub Saharan Africa | Tagged , , , , , , , | Leave a comment

TEDTalk video: Recognizing the value creation and economic contribution of the informal economy

My talk given at the TEDGlobal conference in Arusha, this August, went live on Ted.com at some point during the night a couple of days ago. At that very moment, I was on a Finnair flight from SIN to HEL, so with a wee bit of delay, here’s the link to the video of the […]

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Time to acknowledge the social cost of mobile and apps driven disruption

From Lagos, Nigeria comes this moving human interest story that looks at the downside of modern technology and it’s impact on livelihoods. For those who must hustle to make a living, send the kids to school, or put food on the table, smartphone driven digitization of the services they used to provide are disrupting their […]

Also posted in Africa, African Consumer Market, Airtime, Base of the Pyramid, Biashara Economics, Business Models, Cashless transactions, Commerce en ligne (e-commerce), Consumer Behaviour, Economy, Ecosystem, Income, Informal & Flexible, Mama Biashara, Marchés africains, Marketing, Mobile platform, Nigeria, Perspective, Prepaid Economy & Informal Sector, Retail in Africa, Sub Saharan Africa, Technologie, urban, User research | Tagged , , , , , , , | Leave a comment

Voices from the Pacific: Mirroring the Challenges of Informal Market Women Everywhere

ABOUT 80 per cent of all market vendors in the Pacific are women, and these earnings make up a significant portion of incomes of many poor households. In spite of their contribution to the local economy and to markets, women are often excluded from market governance and decision-making. ~ The Fiji Times Following up from […]

Also posted in Assumption filter, Biashara Economics, global, Informal & Flexible, Perspective, Prepaid Economy & Informal Sector, Systems | Tagged , , , , | Leave a comment

Savings Groups : Observations on Economic Cooperation and Collaboration in Rural and Informal Conditions

Recently, I was interviewed on communal rural economic behaviour, particularly socially cooperative ones  such as informal savings and lending groups. The questions posed were: How has your opinion of savings group changed over time? Why in your opinion, are people in Africa and Latin America countries (developing countries) predisposed to forming savings groups? What is […]

Also posted in Africa, Airtime, Alternative currency, Analysis, ASEAN, Assumption filter, Banking, Base of the Pyramid, Biashara Economics, Business Models, Cashless transactions, East African Community, Economy, Ecosystem, Emerging Markets, India, Informal & Flexible, Kenya, Mobile platform, Perspective, Prepaid Economy & Informal Sector, Research, Rural Economy, South Asia, Sub Saharan Africa, Systems, User research | Leave a comment

A Very Nigerian Opinion on E-Commerce and Online Fashion Startups

Folake Shoga shares her opinion on the recent spate of tech startups and apps mean to serve Nigeria’s fashion and fabric industry. Two recent articles in Techpoint, the Nigerian online technology magazine, feature initiatives dealing with aspects of the clothing business. One is a startup letting studio space and equipment to makers, 360 Creative Hub; […]

Also posted in Africa, African Consumer Market, Biashara Economics, Business Models, Commerce en ligne (e-commerce), Consumer Behaviour, Ecosystem, Fashionomics, Informal & Flexible, Innovation Planning, Mama Biashara, Marchés africains, Marketing, Mobile platform, Nigeria, Perspective, Technology | Tagged , , , , , , , | Leave a comment

Financial Behaviour Patterns Observed Among Households in Rural Informal Economy in Asia

This is the original working paper of the research conducted on rural household financial management, in developing country conditions, pioneering the use of methods from human centered design for discovery, during Nov 2008 to March 2009, aka the Prepaid Economy Project. It was peer reviewed by Brett Hudson Matthews, and I have incorporated his comments into […]

Also posted in African Consumer Market, Airtime, Alternative currency, Analysis, ASEAN, Assumption filter, Banking, Base of the Pyramid, Biashara Economics, Business Models, Cashless transactions, Cattle, Consumer Behaviour, Design, Economy, Ecosystem, Emerging Markets, Flexibility, Frameworks, global, Income, India, Informal & Flexible, Innovation Planning, Livestock, Marchés africains, Marketing, Migrant worker, Mobile platform, Philipines, Platforms, Prepaid Economy & Informal Sector, Process, Produits de grande consommation (FMCG), Projects and Reports, Research, Retail in Africa, Risk, rural, Rural Economy, Savings, Scarcity, South Asia, Strategy, Sub Saharan Africa, Systems, User research | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Cognitive dissonance and smartphones in East Africa

Its jarring to see high level INGO messaging still talking about “ICT4D” not doing it’s part to bring about technology driven transformation in rural or informal sector Africa when every other sign from the continent points to a mainstreaming of ICT that goes beyond the individual’s capacity to tweet. The kanga is a traditional item […]

Also posted in Africa, Assumption filter, Culture, Design, East African Community, Emerging Markets, Mobile platform, Perspective, Technology | Tagged , , , , | 1 Response

Frame Insights: Going back to first principles in the Innovation Planning Process

After conducting research, we need to bring structure to what has been found and learned. We sort, cluster, and organize the data gathered and begin to find important patterns. We analyze contextual data and view patterns that point to untapped market opportunities or niches. Finding insights and patterns that repeatedly emerge from multiple analyses of […]

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Livestock as movable assets and financial collateral: Collected insights

Following in the footsteps of Zimbabwe, Kenya has just passed a law on the use of movable assets as collateral for loans. President Uhuru Kenyatta has signed into law a Bill allowing borrowers to use household goods, crops, live animals and even intellectual property to secure commercial loans in a move aimed at boosting access […]

Also posted in Africa, Alternative currency, Assumption filter, Base of the Pyramid, Biashara Economics, Cashless transactions, Cattle, Collection, East African Community, Economy, Ecosystem, Informal & Flexible, Kenya, Literature review, Livestock, Perspective, Prepaid Economy & Informal Sector, Research, rural, Rural Economy, Sub Saharan Africa, Tanzania, User research, Value | Tagged , , , , , , , , | Leave a comment